Danger Zone wrote: ↑Thu Nov 29, 2018 1:44 pmAhem FRB* could get you down to under 3% but not if you don't live in the right area.
Realistically you'd be looking at like 4.5-5% with the other banks (Darien Rowayton, SoFi, etc.) so up to you whether that's worth it or not for losing the protections of federal student loans.
Thx guys. And thx for the rate info, appreciated.Johannes wrote: ↑Fri Nov 30, 2018 8:12 pmI would never pay my loans before absolutely necessary if I was considering entrepreneurship. One particular reason is that the loan forgiveness tax bomb is pegged to your total liabilities so if you have outstanding business debt in a partnership that should all flow through and count to minimize your tax bomb.
I totally appreciate the advantages of repaye. I've been a champion of it since it was created to pretty much anyone that wants to know. If the best I could get is really around the 4-5% range, that's def not enough savings to give up the massive repaye benefits.