Search found 31 matches

by presh
Tue Jan 08, 2019 8:55 am
Forum: Public Interest and Government
Topic: Gov. Questions
Replies: 12
Views: 255

Re: Gov. Questions

Even if a school would let you do 8 journals and 20 activities and you could somehow convince that many professors to hire you ( which is a pipe dream), all that would show prospective employers in combination with those grades is that a candidate does a lot of things badly. No employer wants that.
by presh
Sat Dec 01, 2018 10:55 am
Forum: General Legal Employment/Post Grad Discussion
Topic: Student Loans: Payment Options and Numbers
Replies: 141
Views: 7928

Re: Student Loans: Payment Options and Numbers

I’m with Nony. The math here doesn’t make sense to me. At $330 per month, even with no ROI, the 20k would last you 5 years of payments. Are you not anticipating your situation will change at all in five years? Also, I would be extremely wary of assuming you can live off 20k. Maybe you are very fruga...
by presh
Sun Jun 03, 2018 4:07 pm
Forum: Choosing a Law School
Topic: is t14 right for me?
Replies: 7
Views: 1165

Re: is t14 right for me?

UVA2B wrote:
Sun Jun 03, 2018 3:20 pm
Full COA including interest and fees has it at $330k per LST.
Just also wanted to add as someone who lived in Philly for a few years, I think the official numbers underestimate the cost of living. Is it doable? Probably, but you would have to be damn frugal to stay in their numbers.
by presh
Tue May 08, 2018 12:22 am
Forum: Other Pre-Law Questions
Topic: Having kids during vs after law school
Replies: 13
Views: 1029

Re: Having kids during vs after law school

Also a government worker. I’m about six years out of law school and most of the lawyers I know waited until the third or fourth year of practice to have kids. I can’t think of anyone who did it the first year out. For government, my anecdotal experience is that it takes about three years to accrue e...
by presh
Wed Apr 25, 2018 12:47 pm
Forum: Public Interest and Government
Topic: LRAP/IBR/PSLF. How does it work? Let's find out!
Replies: 85
Views: 5323

Re: LRAP/IBR/PSLF. How does it work? Let's find out!

I think they were saying do IBR while in biglaw while saving/investing, and then go into public interest after building up a cushion. But having no payment in public interest is unrealistic unless you’re making under 40k.
by presh
Tue Apr 24, 2018 7:51 pm
Forum: General Legal Employment/Post Grad Discussion
Topic: How are you managing your debt?
Replies: 16
Views: 1468

Re: How are you managing your debt?

I ended up just under six figures. I would not recommend it. I can manage the payments and I can see the end in sight, but there are a lot of things I can’t afford because of the debt.
by presh
Fri Apr 20, 2018 5:04 pm
Forum: General Legal Employment/Post Grad Discussion
Topic: Lacking Legal Experience
Replies: 7
Views: 818

Re: Lacking Legal Experience

There is no situation in which not having any legal experience during law school isn’t going to hurt you when job hunting. It’s difficult to say how much of your trouble stems from that and how much stems from the fact that you're likely competing with graduates of three better schools for jobs that...
by presh
Fri Apr 20, 2018 2:14 pm
Forum: Public Interest and Government
Topic: LRAP/IBR/PSLF. How does it work? Let's find out!
Replies: 85
Views: 5323

Re: LRAP/IBR/PSLF. How does it work? Let's find out!

Thoughts on adding a section about how a spouse’s income will affect LRAP/IBR options?

I’m guessing this might vary by school; but it might be useful info to consider, especially for those whose SOs have high paying jobs.
by presh
Fri Apr 20, 2018 2:09 pm
Forum: General Legal Employment/Post Grad Discussion
Topic: Student Loans: Payment Options and Numbers
Replies: 141
Views: 7928

Re: Student Loans: Payment Options and Numbers

If you know how much money you’ll be making and how much you plan to put away in tax deferred retirement vehicles, you can use that to come up with AGI and get a good estimate of what your payments will look like. Then you can start figuring out the other stuff. Why are you being so aggro about this...
by presh
Wed Apr 18, 2018 12:30 am
Forum: General Legal Employment/Post Grad Discussion
Topic: Student Loans: Payment Options and Numbers
Replies: 141
Views: 7928

Re: Student Loans: Payment Options and Numbers

Is there a full post somewhere with your 2 option advice? Yea I’d repaye for 2 years and reassess. You got niceling into the second option of my 2 option advice. Your wife’s salary is too low for me to think refinancing is a good idea. With 90% of your income on you, you’d be looking at a 100kish s...
by presh
Tue Apr 17, 2018 2:09 pm
Forum: Other Pre-Law Questions
Topic: Remote creative work during 1L?
Replies: 11
Views: 849

Re: Remote creative work during 1L?

Don’t sign up for non law school work until after you’ve experienced what the work load is like. You will likely be working more than 40 hours per week on class, reading, outlining, writing, etc.
by presh
Sun Apr 15, 2018 3:20 pm
Forum: Practice Area Discussion
Topic: ERISA/employee benefits
Replies: 8
Views: 742

Re: ERISA/employee benefits

Have started working on some ERISA tax issues at work. I like it so far!
by presh
Sun Apr 15, 2018 2:39 pm
Forum: General Legal Employment/Post Grad Discussion
Topic: Student Loans: Payment Options and Numbers
Replies: 141
Views: 7928

Re: Student Loans: Payment Options and Numbers

I have been thinking a lot about the idea of paying off loans early at low interest rates, and I think there is one thing everyone should consider that we do haven't talked about here - how you are with money. If you have a low interest rate loan and you can be responsible enough to take the extra m...
by presh
Wed Apr 11, 2018 11:58 pm
Forum: Public Interest and Government
Topic: LRAP/IBR/PSLF. How does it work? Let's find out!
Replies: 85
Views: 5323

Re: LRAP/IBR/PSLF. How does it work? Let's find out!

I just got everything transferred over to FedLoan servicing from Nelnet. I also submitted my ECF forms for my first 2 years of govt employment and got letters back in the mail a few weeks back. One letter said they were counting payments made during [X 10 month period] and the other letter said the...
by presh
Tue Apr 10, 2018 2:32 pm
Forum: General Legal Employment/Post Grad Discussion
Topic: Student Loans: Payment Options and Numbers
Replies: 141
Views: 7928

Re: Student Loans: Payment Options and Numbers

Graduated: 2012 Debt at graduation: 98k (at average interest rate of 7.5) Debt after approximately five years of payments: 91k Irritation level: extremely high Salary: 121k, likelihood of being fired - low Refi with FRB: 81k (paid off 10k at time of refi), interest rate 2.55, monthly payment ~1k per...
by presh
Sat Apr 07, 2018 5:05 pm
Forum: Other Pre-Law Questions
Topic: Confused
Replies: 32
Views: 2628

Re: Confused

If travel is a big deal to you, law is not a good option. Most law jobs make it difficult to schedule time off. I work in one of the few law jobs where that is not normally the case, and there are still a solid six months of the year when I can’t schedule vacation until the last minute. I think I w...
by presh
Fri Apr 06, 2018 10:54 pm
Forum: Personal Statements
Topic: no idea what to write for ps
Replies: 15
Views: 1112

Re: no idea what to write for ps

darthlawyer wrote:
Tue Feb 20, 2018 3:13 pm
LawStudent wrote:
Tue Feb 20, 2018 1:26 pm
What area of law are you interested in?
Whatever is easy and leaves me the most flexibility. And is at least somewhat interesting. Or I’d like to try a new area of law every few years unless I get stuck doing something for longer than that.

Well this is a great path to a malpractice suit.
by presh
Fri Apr 06, 2018 10:50 pm
Forum: Personal Statements
Topic: NourishAndStrengthen's Guide to Admissions Essays
Replies: 6
Views: 1822

Re: NourishAndStrengthen's Guide to Admissions Essays

I think this is a lovely guide. I would also add that, in addition to not getting too attached to your first draft, you shouldn’t get too attached to any particular essay topic. Sometimes inexperienced writers won’t let go of a PS topic even when multiple drafts are clearly not working. Be willing t...
by presh
Fri Apr 06, 2018 10:29 pm
Forum: Public Interest and Government
Topic: Small town prosecutor: AMA
Replies: 34
Views: 2127

Re: Small town prosecutor: AMA

How many people are in your office?

What is the hardest part of your job?

Have you ever felt pressured to prosecute a case you morally disagreed with?
by presh
Fri Apr 06, 2018 12:42 pm
Forum: Other Pre-Law Questions
Topic: Confused
Replies: 32
Views: 2628

Re: Confused

If travel is a big deal to you, law is not a good option. Most law jobs make it difficult to schedule time off. I work in one of the few law jobs where that is not normally the case, and there are still a solid six months of the year when I can’t schedule vacation until the last minute.
by presh
Fri Apr 06, 2018 11:39 am
Forum: Other Pre-Law Questions
Topic: Big City versus Small Town law school?
Replies: 4
Views: 510

Re: Big City versus Small Town law school?

There are but they cut both ways, so it depends on what your goals are. I went to a law school in a small town. Small town benefits - can have a low COL, law school students and faculty tend to be more tight knit/socialize more, fewer distractions for studying, certain kinds of internships (like loc...
by presh
Fri Apr 06, 2018 10:48 am
Forum: Other Pre-Law Questions
Topic: Confused
Replies: 32
Views: 2628

Re: Confused

I’m with UVA on this one. Your desire to go to law school, at least as described in this post, seem pretty amorphous. Is there a specific kind of law you want to practice? Why? Your post seems more like you just think it would be more interesting/respectable than what you do now. But law is a diffic...
by presh
Thu Apr 05, 2018 5:18 pm
Forum: Practice Area Discussion
Topic: Tax Talk
Replies: 24
Views: 1588

Re: Tax Talk

soj wrote:
Thu Apr 05, 2018 5:00 pm
never use the f-word (fraud) or the sh-word (shelter). if you do, you ahve to say "economic substance" three times to absolve yourself.
Don’t do it in front of a mirror or you’ll summon an IRS agent.
by presh
Thu Apr 05, 2018 4:10 pm
Forum: Practice Area Discussion
Topic: Tax Talk
Replies: 24
Views: 1588

Re: Tax Talk

georgej wrote:
Mon Feb 05, 2018 3:38 pm
Tax avoidance, not evasion, in this practice area discussion thread.
Just here to keep y’all honest. 😉
by presh
Mon Mar 19, 2018 11:14 pm
Forum: Choosing a Law School
Topic: Commute time?
Replies: 12
Views: 1113

Re: Commute time?

A lot of this is going to depend heavily on your personal preferences. I hate commuting any more than 30 minutes. HATE IT. I lived a ten minute walk from campus during law school and it was ideal for me. I know other people who commute an hour a day still and don't mind. People have made good points...